Personal Finances

Professor Steve Elzinga


Most Common Mistakes

Spending more than you make

Philippians 3:18-20 For, as I have often told you before and now tell you again even with tears, many live as enemies of the cross of Christ. Their destiny is destruction, their god is their stomach, and their glory is in their shame. Their mind is set on earthly things. But our citizenship is in heaven. And we eagerly await a Savior from there, the Lord Jesus Christ,


Most Common Mistakes

Monthly payments


Most Common Mistakes

Paying interest for things that do not appreciate


Most Common Mistakes

Credit card traps


Most Common Mistakes

Car payments


Most Common Mistakes

Co-dependent relationships built on money

Luke 15


Most Common Mistakes

Hooked on shopping

Proverbs 3015 "The leech has two daughters.  'Give! Give!' they cry.


Most Common Mistakes

Reward spending


Most Common Mistakes

Debt Motivation

Romans 13:8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.


Most Common Mistakes

Living pay check to pay check

Proverbs 6:6-8 Go to the ant, you sluggard; consider its ways and be wise! 7 It has no commander, no overseer or ruler, 8 yet it stores its provisions in summer and gathers its food at harvest.


Most Common Mistakes

Negative money habits autopilot 


Most Common Mistakes

Do not appreciate the real cost of everything

Luke 14:28 "Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost to see if you have enough money to complete it? 

Last modified: Tuesday, December 28, 2021, 9:43 AM